Most chapters and SIGs do not require general insurance for themselves and their officers. However if your chapter or SIG puts on events that are open to members and the general public, it may be worth looking into per-event insurance options or securing a policy that covers all events throughout the year. Many venues that rent space to organizations including non-profits may require your chapter or SIG to have a minimum amount of insurance for an event.
Note: In the past, the ICG has investigated securing an insurance policy to cover chapter and SIG events. However it found that there would not have been high enough utilization to make it economical at the time. If your chapter would like the ICG to re-examine this, your ICG Board representative should indicate an interest and talk with other board members to see if there is sufficient interest to consider the question again. SIGs should contact the ICG Vice President, who represents the interests of SIGs on the board
There are several options for chapters and SIGs to secure general or event insurance. The process is similar to shopping for a bank.